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We at Lighthouse Financial make no attempt to time markets, and we cannot nor, are we convinced, that anyone else can consistently project future performance of investments. Generally our experience has been that successful investing is goal-focused and planning-driven. Most of the mistakes we’ve observed were based on market-focused and performance-driven strategies. It is our belief that truly successful investors act continuously on a financial plan---tuning out the fads and fears of the moment---while failing investors continually and randomly reacting to economic and market news. In a nutshell, we are a planning firm rather than a prognosticator.
We believe our highest value services are planning and behavioral coaching, helping our clients avoid overreacting to market events both negative and positive.