Strategies for Individuals
Products and Services
Financial Planning & Wealth Management
Executive Benefit & Deferred Comp Planning
Business Succession Planning
Employee Benefit Plans, Pensions & 401(k) Implementation
Financial Planning & Asset Management
Financial Planning & Asset Management
Fixed Income Investments
Mutual Funds (income-oriented)
Unit Investment Trust (income-oriented)
Municipal and Government Bonds
Money Markets
Certificates of Deposit
Investments & Advisory
Clients have access to a broad array of brokerage and advisory accounts, such as the Strategic Asset Management (SAM) account, Manager Select, Personal Wealth Portfolios, and Optimum Market Portfolios
Disability & Long-Term
Care Insurance
Individual Disability Income
Individual Long-Term Care
Equity Investments
Mutual Funds (growth-oriented)
Large Cap Growth/Value Funds
Small/Mid Cap Growth/Value Funds
International Equity Funds
Asset Allocation Funds
Sector Funds
Unit Investment Trusts (growth-oriented)
Publicly Traded Stocks
Life Insurance
Annual Renewable Term
Level Term - 10-, 15-, and 20-Year
Whole Life
Universal Life
Variable Universal Life
Survivorship Variable Universal Life
Survivorship Universal Life
Financial Planning**
Non-Fee Needs Analysis
Personal Financial Plans
Focused Needs Plans
Personal Financial Plans
Estate Planning
Retirement & Education
Traditional and Roth IRA
Coverdell Education Savings Account
529 Plans
Annuities
Fixed (single, flexible, & immediate)
Variable Annuities (immediate & flexible)
Group Annuities
(qualified retirement plans)
Equity Indexed Annuities